# Every

> Every (every.io) is an AI-native, all-in-one finance and HR platform that gives early-stage startups a complete back office in one place — incorporation, banking, corporate cards, investment and cash management, payroll, HR, benefits, bookkeeping, and tax filing — so founders can launch, operate, and scale without stitching together separate vendors.

Every, Inc. is a financial technology company founded by Rajeev Behera and Barry Peterson and backed by Y Combinator and Redpoint Ventures. It serves founders across ecosystems including Y Combinator, Antler, Founder Institute, and Draper University, and was named to Fast Company's Most Innovative Companies of 2025. Every is a financial technology company and is not a bank; banking services are provided by Thread Bank, Member FDIC. Investment and cash-management services are offered through registered investment-adviser and broker-dealer partners, are not FDIC insured, and may lose value. For current rates, terms, and full disclosures, always refer to the linked product and legal pages.

## Products

- [Free Incorporation](https://www.every.io/incorporation): Free Delaware C-Corp formation built for venture-backed startups, with startup legal documents, automated 83(b) filings, and instant AI-assisted EIN retrieval — set up to be fundable from day one (typically 1–3 business days).
- [Banking & Cards](https://www.every.io/banking): Unified financial operating system with business checking, corporate debit cards with cashback, bill pay, expense management, reimbursements, and ACH/wire/check payments. Banking services provided by Thread Bank, Member FDIC.
- [Investment and Cash Management](https://www.every.io/investment-and-cash-management): Put idle cash to work through U.S. Treasury bills, money market funds, and a cash sweep program. (Previously referred to as Treasury.) Investments are not FDIC insured and may lose value.
- [Payroll & HR](https://www.every.io/payroll-hr): Modern payroll, benefits, and compliance — U.S. payroll in all 50 states, U.S. and international contractors, automated state tax registrations, and health and financial benefits, backed by a dedicated expert.
- [Bookkeeping](https://www.every.io/bookkeeping): AI-enriched bookkeeping with a dedicated bookkeeper and controller, accurate transaction categorization, and investor-ready financial statements for high-growth startups.
- [Taxes](https://www.every.io/taxes): Full tax preparation for startups — federal and state filings, 1099s, franchise taxes, and R&D tax credits — handled by a dedicated team.

## Pricing & Getting Started

- [Pricing](https://www.every.io/pricing): Plans and pricing across incorporation, banking, payroll, bookkeeping, and taxes.
- [Get Started](https://www.every.io/get-started): Begin onboarding or talk to a specialist.
- [Product Tour](https://www.every.io/product-tour): Guided overview of the Every platform.
- [Login](https://app.every.io/login): Customer login to the Every app.

## Company

- [About](https://www.every.io/about): Company mission, story, and team — building the first truly unified back office for founders.
- [Contact](https://www.every.io/contact): Reach the Every team for sales, support, or press.
- [Partner with Every](https://www.every.io/partner-with-every): Partnership and referral program for accelerators, VCs, and service providers.
- [Careers](https://jobs.ashbyhq.com/every-io/): Open roles at Every.
- [Press](https://www.every.io/press): Press and media coverage.
- [Product Updates](https://www.every.io/whats-new): Latest product releases and changes.

## Resources

- [Resources Hub](https://www.every.io/resources): Central library of founder resources.
- [Blog](https://www.every.io/blog): Articles on incorporation, banking, accounting, tax, fundraising, and running a startup back office.
- [Webinars](https://www.every.io/webinars): Live and on-demand webinars for founders, including the post-incorporation series.
- [Events](https://www.every.io/events): Upcoming and past events.
- [Blueprints](https://www.every.io/blueprint): Step-by-step playbooks for startup operations.
- [eBooks](https://www.every.io/ebooks): Downloadable guides for founders.
- [Videos](https://www.every.io/videos): Video library and founder stories.
- [Testimonials](https://www.every.io/testimonials): Customer stories and reviews.
- [Help Center](https://every.help.usepylon.com/): Support documentation and FAQs.

## Legal & Disclosures

- [Terms of Service](https://www.every.io/legal/tos): Every's terms of service.
- [Privacy Policy](https://www.every.io/legal/privacypolicy): Every's privacy policy.

## Optional

- [Best Silicon Valley Bank Alternatives](https://www.every.io/blog-post/best-silicon-valley-bank-alternatives): Comparison guide positioning Every among startup banking alternatives.
- [Best Novo Alternatives](https://www.every.io/blog-post/best-novo-alternatives): Competitive comparison for startup back-office platforms.
- [Best Wise Business Alternatives](https://www.every.io/blog-post/best-wise-business-alternatives): Competitive comparison for startup financial operations.