Pricing

From Day One to Scale— products and services

Banking, payroll, bookkeeping, and taxes—off your plate in one platform— so you can focus on building your company.

Overview
Banking & Treasury
HR Suite
Corporate Taxes
Bookkeeping
Banking & Treasury

Unified financial operating system with Invest in high yield treasury bills

Free
See details
what's Included

  • BNY Mellon Pershing and Thread Bank accounts in your name

  • $3M FDIC Checking insurance

  • Automated liquidity management

  • Bill payments and corporate cards

HR, Payroll & Benefits

Easy-to-use HR, payroll and compliance with employee benefits

Starting at
$
25
/month (per employee)
See details
what's Included

  • Payroll in 50 U.S. states

  • International contractor payments

  • Health, vision, dental, 401k benefits

  • Employee self-service and onboarding

Taxes

Full taxes preparation services

Starting at
$
3000
/year
See details
what's Included

  • Federal & state tax filings

  • R&D tax credit

  • Delaware franchise tax and 1099 filings

  • Additional tax consulting

Bookkeeping

AI-Enriched account categorization

Starting at
$
330
/month
See details
what's Included

  • Dedicated bookkeeper

  • Accrual basis bookkeeping

  • Monthly financial statements (P&L, balance sheet, cash flow)

Banking & Treasury

Unified financial operating system with Invest in high yield treasury bills

what's Included

  • BNY Mellon Pershing and Thread Bank accounts in your name

  • $3M FDIC insurance

  • Automated liquidity management

  • Bill payments and corporate cards

Free
Sign up
Corporate Debit card with 3% Cashback
Earn up to 3% cashback on business spend — automatically deposited into your account.
Early up to 4.3%1 APR with US Treasuries
Maximize yield and keep your cash safe at the same time.
Connect your existing 
bank account
Free domestic ACH, Wire, and Check Payments—no setup headaches.
Expense management to control spend as you scale
Collect receipts, submit reimbursements, and control spend with daily or monthly limits.
Your business is protected
$3M FDIC insurance
Your deposits are insured up to $3M
Bank-grade encryption
Your funds stay in your name
HR, Payroll & Benefits

Easy-to-use HR, payroll and compliance with employee benefits

what's Included

  • Payroll in 50 U.S. states

  • International contractor payments

  • Health, vision, dental, 401k benefits

  • Employee self-service and onboarding

Starting at
$
25
/month (per employee)
+ $50/month
Sign up
monthly spend
up to 3 states
Additional services
US Contractors
1099 Contractors
$25/user/month
International Contractors
International Contractors
$40/user/month
International Employees
EOR
Prices vary
by region and salary
Benefits
Health, Dental, Vision
$0
Benefits
401K
Partner pricing
Taxes

Easy-to-use HR, payroll and compliance with employee beFull taxes preparation servicesnefits

what's Included

  • Federal & state tax filings

  • R&D tax credit

  • Delaware franchise tax and 1099 filings

  • Additional tax consulting

Starting at
$
3000
/year
Sign up
monthly spend
federal + 1 state
(annual spend up to $500k)
Additional services
Additional states
$500/state/year
Additional foreign subs
$3,000/sub/year
R&D tax credit
20% of assessed credit
1099 filings
$150 base fee + $10 per filing
DE Franchise fee Payment
$150‍
Other tasks
$125/hr for accountant, $250/hr for controller
Bookkeeping

AI-Enriched account categorization

what's Included

  • Dedicated bookkeeper

  • Accrual basis bookkeeping

  • Monthly financial statements (P&L, balance sheet, cash flow)

Starting at
$
150
/month
Sign up
for companies that

  • Are just starting out

  • Spend less than $30k/month

  • Have only one bank account, which is in Every

Starting at
$
330
/month
Sign up
bookkeeping frequency
Monthly
Quarterly
monthly spend
up to $30k in monthly spend
special deal
After Special Discount period, 10% off if you maintain 
$250K in checking.
Tell me more
Pricing
After Special Discount period, 10% off if you maintain $250K in checking
Earn up to 3% cashback on business spend — automatically deposited into your account.

Founders from the best ecosystems trust us to power their growth.

Tailored solutions for every stage of your company

Build. Grow. Scale. We’re with you at every step. From incorporation to scaling your startup, Every.io supports your journey with financial tools tailored to your stage.

  • Solution for
    New founders - start smart

    Everything you need to launch your business the right way—without getting buried in admin.

    Illustration focusing on:

    "Incorporation Complete" or “EIN Approved”
    what you get

    • Federal & state tax filings

    • R&D tax credit

    • Delaware franchise tax and 1099 filings

    • Additional tax consulting

    Starting at
    $
    1000
    /month
    Get started
    Illustration focusing on:

    "Incorporation Complete" or “EIN Approved”
  • Solution for
    Existing companies
    Illustration focusing on:

    UI widgets showing “Payroll”, “Bookkeeping”, “Taxes” icons or cards
or
A growing team
    Unified financial operating system with Invest in high yield treasury bills.

    • Federal & state tax filings

    • R&D tax credit

    • Delaware franchise tax and 1099 filings

    • Additional tax consulting

    Starting at
    $
    2000
    /month
    Sign up
    Illustration focusing on:

    UI widgets showing “Payroll”, “Bookkeeping”, “Taxes” icons or cards
or
A growing team
  • scale with confidence
    Established startups

    Advanced compliance, detailed financials, and seamless team operations for growing companies.

    Illustration focusing on:

    some graph or growth curve
or floating icons labeled “Multi-state Payroll”, “R&D Tax Credit”, “EOR”
    what you get
    • HR Suite

      AI-Enriched account categorization

      • Bill payments and corporate cards
      • With spend up to $30k in monthly spend
    • Taxes

      AI-Enriched account categorization

      • Bill payments and corporate cards
      • With spend up to $30k in monthly spend
    • Bookkeeping

      AI-Enriched account categorization

      • Bill payments and corporate cards
      • With spend up to $30k in monthly spend
    Starting at
    $
    3000
    /month
    Get started
    Illustration focusing on:

    some graph or growth curve
or floating icons labeled “Multi-state Payroll”, “R&D Tax Credit”, “EOR”
special offer

We offer special discounts for YC Backed Founders

Tell me more

Frequently asked questions

  • How do I sign up for Every?

    You can get started right away—just click “Get Started” and follow a short onboarding flow. Prefer a little help? One of our specialists can walk you through incorporation, banking, payroll, accounting, or whatever you need.

  • What features does Every offer?

    Every gives startups a complete back office in one platform. From incorporation and banking to payroll, bookkeeping, and tax filings, we take care of the operational heavy lifting—so you can spend more time building, less time managing.

  • How is Every different from other tools?

    Most competitors give you software. Every gives you a full-stack finance and HR team—plus smart financial tools that actually benefit founders. Earn up to 4.3% interest on idle cash and get cash back on every purchase made with your Every debit cards, routed straight back to you.

  •  Is my data secure with Every?

    We use end-to-end encryption and rigorous access controls to ensure your data is safe. Security isn’t a feature—it’s foundational.

  • Can I switch to Every if my company is already set up?

    Yes—you can switch to Every at any time, even if your company is already incorporated and running. Whether you're using separate tools for banking, payroll, bookkeeping, or taxes, we’ll help you bring everything into one place. Our onboarding specialists will guide you through the process, make sure your data is transferred cleanly, and get you set up quickly—without disrupting your operations. Most founders are fully transitioned within a week.

  • What stage of startup is Every best for?

    Every is designed for startups from day zero through Series A and beyond. Whether you're just incorporating or already running payroll and managing expenses, we meet you where you are. Early-stage founders use Every to get up and running fast—with banking, payroll, bookkeeping, and taxes all handled from day one. Growing teams love how Every scales with them, replacing patchwork tools and manual work with a clean, unified system.

    We’re especially valuable for teams who want to move fast without hiring a full finance or HR team—giving founders more time to build, and fewer distractions from admin and compliance.

  • How long does onboarding take?

    Onboarding with Every is fast and efficient. For most startups, the process typically takes between 3 to 7 days, depending on your specific needs and how much setup you already have in place.

    If you're a new company, you'll be up and running quickly—getting your banking, payroll, and bookkeeping set up without hassle. If you’re transitioning from another system, our specialists will help you migrate your data, ensuring a smooth switch with no gaps or errors in your operations.

    We guide you every step of the way, from incorporation to setting up automated payroll to handling your taxes—so you can focus on growing your business. Our goal is to make sure you're fully operational and confident in your back office in under a week.

The complete back office
Ready to start your complete back office journey with Every?
Start Journey

© 20?? Every, Inc.

Disclaimers

*Every is not a bank. Banking services provided by Thread Bank, Member FDIC. The Every Visa Business Debit Card is issued by Thread Bank, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted.


For Every customers with deposit accounts on Thread Bank, your deposits qualify for up to a maximum of $2,500,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at go.thread.bank/sweepdisclosure and a list of program banks at go.thread.bank/programbanks. Please contact customerservice@thread.bank with questions on the sweep program.”

**Terms and conditions apply to the Cashback rewards program. Cashback earned will be credited to your account daily. ATM transactions, the purchase of money orders or cash equivalents, and account funding made with your debit card are not eligible for Cashback. Please refer to the Rewards Terms and Conditions for more details. No minimum opening deposit or minimum balance required.


***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program athttps://go.thread.banks/seepdisclosure and a list of program banks at https://go.thread.bank/programbanks. Please contact customerservice@thread.bank with questions regarding the sweep program.


[1] Yield is an annualized 4-week T-bill rate when held to maturity as of [04/16/25] [date must be within the last 7 days] . The rate shown is subject to price fluctuation and is net of fees. T-bills are purchased at a discount to par (par= $1,000), with the price being subject to market fluctuation. The amount of T-Bills available at a particular yield will depend upon the sellers’ offer size; any remaining cash balance after the purchase may not earn the same yield. In general the bond market is volatile, and fixed income securities carry interest rate risk. Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income securities also carry other risks, including inflation risk, liquidity risk, call risk, and credit and default risks for both issuers and counterparties.

[2] Yield as of [04/16/25]. The SEC yield for a money market fund is calculated by annualizing its daily income distributions for the previous 7 days. You should consider the investment objectives, risks, charges, and expenses of a money market fund carefully before investing. This and other information is found in the fund’s prospectus. Please read the prospectus before investing. An investment in a money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although a money market fund seeks to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in a money market fund. Yields fluctuate and past performance is no guarantee of future results. 

[3] Atomic Invest LLC (“Atomic”), through a clearing relationship with Pershing LLC (“Pershing”) offers a cash sweep program. Funds in transit to or from Program Banks are generally not FDIC-insured. The Sweep Program is administered by Pershing, LLC. Deposits at each Program Bank are insured by the FDIC up to $250,000 for each insurable capacity. Based on eligibility criteria, the two FDIC-insured programs (“Bank Deposit Programs”) offered are 1) Dreyfus Insured Deposits (DIDI) and 2) Liquid Insured Deposits. Funds deposited into each sweep program, in aggregate, are eligible for up to $2,500,000 of FDIC insurance. The sweep programs can be configured so that once the funds reach one or more Program Banks (up to $250,000 for each insurable capacity at up to ten Program Banks), then the next Bank Deposit Program is initiated. Although certain types of accounts, such as trust accounts may be eligible for additional FDIC insurance based on the number of beneficiaries, funds will be allocated to each Program Bank in such a way that provides up to $250,000 of FDIC insurance for individual accounts and $250,000 of FDIC insurance for trust and other corporate account types, in each case per Program Bank. If clients elect to exclude one or more Program Banks from receiving deposits the amount of FDIC insurance available through the Atomic Invest account may be lower. Clients are responsible for monitoring their total assets at each Program Bank, including existing deposits held at Program Banks outside of the Atomic Invest account, to ensure FDIC insurance limits are not exceeded, which could result in some funds being uninsured. For more information on FDIC insurance please visit www.FDIC.gov. Deposits held in Program Banks are not protected by SIPC. For more information see Pershing’s Terms and Conditions and the Every Securities LLC Form ADV Part 2A.

Every has an engagement with Atomic Invest LLC (“Atomic”), an SEC-registered investment adviser to bring you the opportunity to open an investment advisory account. For accounts where the client has not signed the Every Securities LLC Investment Advisory Agreement, investment advisory services are provided by Atomic. For accounts where the client has signed the Every Securities LLC Investment Advisory Agreement, investment advisory services are provided by Every Securities LLC and sub-advisory services may be provided by Atomic. Companies which are engaged by Atomic receive compensation of 0% to 0.85% annualized, payable monthly, based upon assets under management for each referred client who establishes an account with Atomic (i.e., exact payment will differ), which creates a conflict of interest.

Brokerage services for Atomic are provided by Pershing Advisor Solutions LLC, a registered broker-dealer and member of FINRA and SIPC. Brokerage services for Every Securities LLC are provided by Atomic Brokerage LLC, a registered broker-dealer and member of FINRA and SIPC. For more details about Atomic Brokerage, please see the Form CRS and General Disclosures. Check the background and custodial/clearing services of Pershing Advisor Solutions LLC and Atomic Brokerage on FINRA’s BrokerCheck.

Neither Atomic nor Atomic Brokerage, nor any of their affiliates is a bank. Investments in securities are Not FDIC insured, Not Bank Guaranteed, and May Lose Value. Investing involves risk, including the possible loss of principal. Before investing, consider your investment objectives and the fees and expenses charged. Advisory services through Every Securities LLC and Atomic are designed to assist clients in achieving a favorable outcome in their investment portfolio. They are not intended to provide tax advice or financial planning with respect to every aspect of a client’s financial situation and do not include investments that clients may hold outside of Every Securities LLC and Atomic. For more details about Every Securities LLC, please see their Form ADV Part 2A and Privacy Policy. For more details about Atomic, please see their Form CRS, Form ADV Part 2A, Privacy Policy, and General Disclosures.

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