Every.io helps tech startups with bookkeeping & taxes. VC-ready books.
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We're excited to announce the launch of Every.io’s AI-enabled bookkeeping and tax service for tech startups. We help startups stay compliant, maximize government returns, and ensure their books are VC-ready for fundraises, board meetings, acquisitions, and audits.
Our financial software stack (cards, bill payments, and reimbursements) synced with Quickbooks and enabled with AI automates most of the bookkeeping work to save us time and money, so we can pass those savings on to founders. For transactions over $75, we automatically ask for receipts and memos. As companies scale, we will be 50% the cost of our leading competitors.
We set up Quickbooks for you and do accrual based - accounting - the gold standard for VC-backed startups. We ensure our startups are VC-ready by setting up the chart of accounts, classifying all of the transactions in the way your VC’s want to see them, and producing the P&L and financial statements for your startup.
Included in this cost, we combine our software with white-glove concierge services. We have an in-house controller with decades of experience. He was the controller for Reddit, controller for Applovin from $0->$60M in ARR + IPO, and technically trained at Deloitte.
We also file your taxes, including corporate taxes, Delaware franchise taxes, the R&D tax credit, collect your W-9s and file your 1099 NEC’s, and more.
We built Every.io because we believe that founders should be able to focus on their product, sales, and marketing, not on back-office tasks. We want to take the burden of bookkeeping and taxes off founders' plates, so they can focus on growing their business.
Because at our core we are a software company with the mission of helping founders, we don’t overcharge or oversell unnecessary bookkeeping services. However, we also understand the importance of having clean books categorized in the way VCs want to see them, maintaining compliance, and maximizing tax returns.
Before Series A, C-corps need to do bookkeeping and categorize transactions only for tax purposes. At this stage, we recommend quarterly or annual bookkeeping, depending on the startup’s spend. We also file all of the company’s necessary taxes including corporate taxes, Delaware franchise taxes, the R&D Tax Credit, file 1099s, and more.
Once startups go out to raise their series A, we recommend monthly bookkeeping and ensure your books are VC and board-meeting ready. In addition to filing all of the startup taxes, we also perform audits and more as necessary.
*Every is not a bank. Banking services provided by Thread Bank, Member FDIC. The Every Visa Business Debit Card is issued by Thread Bank, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted.
For Every customers with deposit accounts on Thread Bank, your deposits qualify for up to a maximum of $2,500,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at go.thread.bank/sweepdisclosure and a list of program banks at go.thread.bank/programbanks. Please contact customerservice@thread.bank with questions on the sweep program.”
**Terms, conditions, and restrictions apply to earning cashback. Please see Cashback Rewards Program Terms & Conditions for more details.
***Your deposits qualify for up to a maximum of $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://go.thread.bank/sweepdisclosure and a list of program banks at https://go.thread.bank/programbanks. Please contact customerservice@thread.bank with questions regarding the sweep program.
Atomic Invest LLC (“Atomic”), through a clearing relationship with Pershing LLC (“Pershing”) offers a cash sweep program. Funds in transit to or from Program Banks are generally not FDIC-insured. The Sweep Program is administered by Pershing, LLC. Deposits at each Program Bank are insured by the FDIC up to $250,000 for each insurable capacity. Based on eligibility criteria, the two FDIC-insured programs (“Bank Deposit Programs”) offered are 1) Dreyfus Insured Deposits (DIDI) and 2) Liquid Insured Deposits. Funds deposited into each sweep program, in aggregate, are eligible for up to $2,500,000 of FDIC insurance. The sweep programs can be configured so that once the funds reach one or more Program Banks (up to $250,000 for each insurable capacity at up to ten Program Banks), then the next Bank Deposit Program is initiated. Although certain types of accounts, such as trust accounts may be eligible for additional FDIC insurance based on the number of beneficiaries, funds will be allocated to each Program Bank in such a way that provides up to $250,000 of FDIC insurance for individual accounts and $250,000 of FDIC insurance for trust and other corporate account types, in each case per Program Bank. If clients elect to exclude one or more Program Banks from receiving deposits the amount of FDIC insurance available through the Atomic Invest account may be lower. Clients are responsible for monitoring their total assets at each Program Bank, including existing deposits held at Program Banks outside of the Atomic Invest account, to ensure FDIC insurance limits are not exceeded, which could result in some funds being uninsured. For more information on FDIC insurance please visit www.FDIC.gov. Deposits held in Program Banks are not protected by SIPC. For more information see Pershing’s Terms and Conditions and the Atomic Invest Form ADV Part 2A.
Yield is an annualized 16-week T-bill rate when held to maturity as of 03/28/24. The rate shown is subject to price fluctuation and is net of fees. T-bills are purchased at a discount to par, $1,000, with the price being subject to market fluctuation. The amount of T-Bills available at a particular yield will depend upon the sellers’ offer size; any remaining cash balance after the purchase may not earn this yield.
Every, Inc. has an engagement with Atomic Invest, LLC (“Atomic Invest”), an SEC-registered investment adviser, to bring you the opportunity to open an investment advisory account. Investment advisory services are provided by Atomic Invest. Companies which are engaged by Atomic Invest receive compensation of 0% to 0.85% annualized, payable monthly, based upon assets under management for each referred client who establishes an account with Atomic Invest (i.e., exact payment will differ). Atomic Invest also shares a percentage of compensation received from margin interest and free cash interest earned by customers with Every, Inc.. Every, Inc. is not a client of Atomic Invest, but our engagement with Atomic invest gives us an incentive to refer you to Atomic Invest instead of another investment adviser. This conflict of interest affects our ability to provide you with unbiased, objective information about the services of Atomic Invest. This could mean that the services of another investment adviser with whom we are not engaged could be more appropriate for you than Atomic invest. Neither Atomic Invest nor Atomic Brokerage, LLC (FINRA registered broker-dealer and member of SIPC), nor any of their affiliates is a bank. Investments in securities are Not FDIC insured, Not Bank Guaranteed, and May Lose Value. Investing involves risk, including the possible loss of principal.
Before investing, consider your investment objectives and the fees and expenses charged by Atomic Invest and/or Atomic Brokerage. Advisory services through Atomic Invest are designed to assist clients in achieving a favorable outcome in their investment portfolio. They are not intended to provide tax advice or financial planning with respect to every aspect of a client’s financial situation and do not include investments that clients may hold outside of Atomic Invest. For more details about Atomic Invest and/or Atomic Brokerage, please see the Form CRS, Form ADV Part 2A, the Privacy Policy, and other disclosures. Custodial and clearing services are provided to Atomic Invest and Atomic Brokerage by Pershing LLC.
