Ensure 100% of your funds are backed by the U.S. Government

Setup a banking infrastructure that safeguards your money. Up to $5.25M of FDIC Insurance across multiple banks. Protect the remaining balance in 100% government-backed U.S. Treasuries.
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Earn up to (edit %%% percentage from the custom code section of site settings) yield investing in U.S. Treasury Bonds

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Multi-bank platform
Built so 100% of your funds are government 
backed
Spending Account
$250k FDIC Insurance
0% APR
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Cash Sweep Account
$5 million FDIC Insurance
4% APR
BNY Mellon Pershing*
U.S. Treasury
100% U.S. Government-backed
4.8%  APR
BNY Mellon Pershing*
Every.io is a financial technology company, not a bank. Banking services are provided by Thread Bank, Member FDIC and BNY Mellon Pershing, Member SIPC.  BNY Mellon has $1.8 trillion assets under management.
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Access up to $5.25 million of FDIC Insurance‍

Deposits in BNY Mellon Cash Sweep Account are insured up to $5 million.
‍
Deposits in your Thread bank account are insured up to $250k.
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Safely store your money in U.S. Treasuries

U.S. Treasuries are issued by the U.S. Department of Treasury. Treasury securities are considered one of the safest investments because they are backed by the full faith and credit of the U.S. Government.
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Build a U.S. Treasury bond ladder

We will create a U.S. Treasury bond ladder that maximizes interest rates while ensuring you always have 6 months of working capital in liquid assets.
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Issue unlimited cards in seconds

Issue unlimited virtual cards for you and your employees in seconds. Control spend before it happens by setting daily/monthly spend limits. Or create burner cards for one-time purchases.
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Free ACH at 3-5 business days, $10 International Wire at 1-3 business days, $3 Wire at 1 business day, and free Check at 7-10 business days

Pay bills, collect W-9s, and file 1099-NECs

Pay bills via ACH, wire, and check. Automatically collect W-9s from vendors. At the end of the year, we file your 1099s.
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Get a demo on demand

See how Every can help you optimize your banking stack.
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2023 Every, Inc.
Products
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  1. Bookkeeping & Tax
  2. Banking & Treasury
  3. Payroll & HR
About
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  1. About Us
  2. Help Center
  3. Terms and Conditions
Contact
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  1. sales@every.io
  2. 2261 Market Street #4305, San Francisco, CA 94114

Insured deposits are provided through Dreyfus Insured Deposits (a product offered through a private labeling arrangement with the Dreyfus Cash Solutions division of BNY Mellon Securities Corporation), and Reich & Tang Deposit Solutions, LLC. Dreyfus and R&T both offer up to $2.5M in FDIC coverage through their networks of program banks. Each insured program bank provides coverage on balances up to the current standard maximum deposit insurance amount of $250,000 per eligible depositor, including any balances held at that bank directly or through other intermediaries. Because Dreyfus and R&T may on occasion use the same program banks, total eligible FDIC coverage per client may be less than $5 million.
*Advisory services are offered through Atomic Invest LLC (“Atomic Invest”), an SEC-registered investment advisor, member SIPC. Atomic Invest was previously known as Helium Advisors LLC. Brokerage services are provided by BNY Mellon Pershing, member SIPC, through a clearing and custody relationship with Atomic Invest. Atomic Invest manages and executes investments on behalf of customers.