Best ADP Alternatives For Startups - 2025

Startup Resources
Lisa Shmulyan
August 31st
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Key Takeaways

  • Every.io emerges as the top ADP alternative for startups, offering the only true all-in-one back office solution that combines incorporation, banking, payroll, bookkeeping, and taxes in a single platform - eliminating the need for 5-6 separate vendors
  • Startups waste 15-20 hours monthly managing multiple financial tools - Every's unified platform reduces this to under 2 hours through native integration and automated workflows
  • Cost savings average 30-50% compared to stitching together separate solutions, with Every's transparent pricing starting at free for incorporation and banking, then scaling affordably as you add payroll and finance modules
  • Implementation takes 24 hours versus ADP's 2-4 week timeline, with same-day C-corp formation, instant bank account opening, and immediate payroll setup eliminating traditional waiting periods
  • Modern alternatives like Gusto and Rippling excel in specific areas but still require additional vendors for banking, bookkeeping, and taxes - creating the exact fragmentation Every solves
  • The decision framework is simple: Choose Every for true consolidation, Gusto for standalone simplicity, or Rippling for IT-heavy organizations - but only Every delivers genuine back office unification

1. Every.io - The Complete Back Office Platform Built for Modern Startups

Unlike traditional payroll providers that force you to cobble together multiple services, Every.io revolutionizes startup operations by combining every essential back office function into one seamless platform. While ADP focuses on payroll and HR for enterprises, Every understands that startups need incorporation, banking, treasury, payroll, bookkeeping, and tax services working together from day one.

Why Every Dominates the Startup Back Office Space

Every's competitive advantage lies in its native integration across all financial operations. When you incorporate your Delaware C-corp through Every (completely free), you simultaneously open an FDIC-insured business bank account with corporate cards - all within 24 hours. This same-day setup contrasts sharply with ADP's weeks-long implementation or competitors like Stripe Atlas charging $500 for incorporation alone.

The platform's unified ledger system means payroll transactions automatically flow into your books, eliminating manual reconciliation that plagues companies using separate providers. Every's dedicated bookkeeper combined with AI-powered categorization ensures GAAP-compliant financials ready for board meetings or investor due diligence. This integration depth is impossible when using Gusto for payroll plus Pilot for bookkeeping plus separate banking providers.

Comprehensive Feature Set Designed for Scaling

Every's payroll and HR module handles full-service U.S. payroll with automated tax filings, contractor payments globally, and benefits administration - matching Gusto's capabilities while adding deeper financial integration. The platform processes federal and state tax filings, manages 1099s, calculates R&D credits, and handles Delaware franchise tax automatically.

The banking features include unlimited ACH/wire transfers, bill pay automation, virtual and physical corporate cards with 3% cash back on the debit card, and no monthly fees or minimums. Every's treasury management automatically sweeps idle cash into T-bills, helping startups earn yield on operating capital - functionality that requires separate accounts and manual management with traditional banks.

For international founders, Every provides unmatched support for U.S. entity formation and banking without requiring physical presence - solving a critical pain point other providers ignore.

Transparent, Scalable Pricing That Grows With You

Every's pricing model aligns with startup growth stages:

  • Free tier: Incorporation, EIN, registered agent, and basic banking 
  • Growth tier: Add payroll starting at competitive per-employee rates 
  • Scale tier: Full bookkeeping and tax services as you approach Series A

This approach means pre-revenue startups access essential services free, only paying as they hire employees and generate revenue. Compare this to ADP's upfront fees plus hidden implementation costs, or the $300-500 monthly minimum when combining Brex, Gusto, and Pilot separately.

Superior Support and Expertise

Every assigns dedicated specialists who understand startup needs, from 83(b) elections to venture capital fundraising requirements. The platform's partnerships with Y Combinator and other leading accelerators demonstrate deep ecosystem integration impossible for traditional providers.

Customer support operates on startup time - responding within hours, not days. Every's team includes former founders and operators who understand the urgency of payroll tax filings and the importance of clean financials for fundraising.

The Network Effect Advantage

Every's integrated approach creates powerful network effects. Your incorporation documents automatically populate payroll setup. Banking transactions feed bookkeeping categorization. Payroll data informs tax planning. This interconnected system becomes more valuable with each module activated, unlike point solutions requiring manual data transfer.

The platform's partner ecosystem includes exclusive discounts and benefits from accelerators, VCs, and service providers - perks unavailable when using disconnected tools.

2. Gusto - Simple Payroll for Early-Stage Teams

Gusto remains the most popular standalone payroll solution for startups, processing payroll for over 300,000 small businesses. Starting at $40 per month plus $6 per employee, Gusto offers transparent pricing and 1-2 day setup that appeals to founders seeking simplicity. The platform includes automated payroll, benefits administration, and basic HR tools suitable for companies under 50 employees.

Gusto's standout feature for startups is its R&D tax credit identification service, potentially recovering up to $250,000 in credits. The platform offers a 60% discount for the first three months and month-to-month billing flexibility. However, Gusto requires separate solutions for banking, bookkeeping, and incorporation - exactly the fragmentation Every eliminates.

3. Rippling - Unified HR and IT Management

Rippling targets growth-stage startups needing to manage HR, IT, and finance operations. With 500+ integrations and workflow automation, Rippling excels at complex organizational management. Pricing typically runs $8 per employee monthly plus platform fees, with implementation requiring 3-8 weeks.

Rippling's strength lies in device management and IT provisioning - critical for distributed tech teams. The platform handles multi-entity structures and global payroll well. However, Rippling still requires separate banking and bookkeeping providers, and its opaque pricing model frustrates cost-conscious founders comparing alternatives.

4. QuickBooks Payroll - Accounting-Integrated Option

For startups already using QuickBooks for accounting, QuickBooks Payroll provides seamless integration at $45-125 monthly plus $6-11 per employee. The platform includes unlimited payroll runs and real-time accounting sync, eliminating reconciliation headaches.

QuickBooks works well for service businesses prioritizing accounting integration over comprehensive HR features. Recent 21% price increases and limited third-party integrations reduce its appeal, and companies still need separate banking and incorporation services that Every bundles together.

5. Paychex - Enterprise Features for Growing Startups

Paychex bridges the gap between startup and enterprise solutions, offering comprehensive HR capabilities starting at $39 monthly plus $5 per employee. With 250+ integrations and dedicated payroll specialists, Paychex suits companies planning significant growth within two years.

The platform offers three months free for new customers through September 2025, though implementation fees of 5-15% mirror ADP's approach. Paychex handles multi-state operations well but suffers from dated interfaces and requires additional providers for banking and bookkeeping needs.

6. BambooHR - Best-in-Class HR Experience

BambooHR consistently receives the highest user satisfaction scores among HR platforms, with custom pricing typically ranging $12-22 per employee monthly. The platform's 2018 acquisition of TRAXPayroll added native payroll capabilities to its award-winning HR suite.

BambooHR excels at employee onboarding and performance management, critical for talent-focused startups. However, the platform requires sales engagement for pricing and doesn't address banking or financial management needs that Every consolidates.

7. Deel - Global Payroll and Contractor Management

Deel dominates international hiring with coverage in 150+ countries and automated compliance. Pricing ranges from $49 monthly for contractor management to $599 per employee for Employer of Record services.

Deel handles complex international employment regulations expertly but focuses solely on global workforce management. Startups still need separate solutions for domestic payroll, banking, and bookkeeping - creating the multi-vendor complexity Every eliminates.

8. Zenefits - Benefits-First HR Platform

Zenefits offers affordable HR starting at $8 per employee monthly, with payroll available as a $6 add-on. Following its acquisition by TriNet in 2021, the platform stabilized while maintaining strong benefits administration capabilities.

Zenefits provides budget-friendly benefits management but struggles with customer support quality. The platform requires annual contracts and doesn't address the broader financial operations that Every unifies.

9. Justworks - Transparent PEO Services

Justworks brings transparency to the PEO market with published pricing of $59-99 per employee monthly. The platform provides small startups access to enterprise-level benefits typically unavailable to companies under 50 employees.

Justworks suits funded startups seeking to outsource HR entirely but comes at premium per-employee costs. The PEO model doesn't address banking, bookkeeping, or incorporation needs that Every bundles affordably.

10. OnPay - Budget-Friendly Basic Payroll

OnPay delivers exceptional value at just $40 base fee plus $6 per employee with unlimited payroll runs. With 30+ years of experience, OnPay handles complex payroll scenarios that challenge newer providers.

OnPay offers rock-bottom pricing for basic payroll but lacks sophisticated HR features and doesn't address the broader back office needs that Every consolidates into one platform.

Making the Switch: Why Every Makes Migration Simple

Transitioning from ADP to Every streamlines your entire back office operation, not just payroll. Every's migration team handles data transfer, ensures tax compliance continuity, and provides parallel running to verify accuracy. The platform's incorporation service can even help restructure existing entities for better investor-readiness.

Unlike switching between traditional payroll providers, moving to Every means consolidating multiple vendors into one platform. This reduces not just costs but also the administrative burden of managing vendor relationships, invoices, and integrations. Every's team has helped hundreds of startups migrate from fragmented solutions, typically completing the entire transition within one pay period.

For YC companies and other accelerator graduates, Every offers special migration support and pricing, recognizing the unique needs of high-growth startups. The platform's deep understanding of startup funding processes ensures your back office is investor-ready from day one.

Frequently Asked Questions

Why is Every.io better than using ADP for my startup?

Every.io provides a complete back office solution combining incorporation, banking, payroll, bookkeeping, and taxes in one platform, while ADP only handles payroll and HR. Every offers same-day setup versus ADP's 2-4 week implementation, transparent pricing without hidden fees, and dedicated support that understands startup needs. Most importantly, Every eliminates the need to manage 5-6 separate vendors, reducing administrative overhead by 80% compared to traditional solutions like ADP.

How much can I save by switching from ADP to Every?

Startups typically save 30-50% by switching to Every compared to using ADP plus separate providers for banking, bookkeeping, and tax services. For a 25-person startup, ADP plus banking services like Brex plus Pilot bookkeeping costs approximately $800-1,200 monthly. Every's integrated solution delivers all these services for $400-700 monthly, while reducing administrative time from 15-20 hours to under 2 hours monthly through automation and native integration.

Can Every handle complex payroll needs like multi-state operations?

Yes, Every handles multi-state payroll, contractor payments, benefits administration, and all federal and state tax filings. The platform manages payroll compliance across all 50 states, processes international contractor payments, and automatically calculates and remits payroll taxes. Every's system handles everything from simple single-state operations to complex multi-entity structures with employees and contractors worldwide.

How quickly can I get started with Every compared to other solutions?

Every offers the fastest implementation in the industry - you can incorporate your company, open a bank account, and set up payroll within 24 hours. Compare this to ADP's 2-4 week timeline, Rippling's 3-8 weeks, or the months required when coordinating multiple separate vendors. Every's streamlined onboarding means you can form your Delaware C-corp in the morning and run payroll that afternoon.

Does Every integrate with other tools my startup uses?

Every's unified platform reduces the need for extensive integrations since banking, payroll, and bookkeeping are natively connected. The platform does integrate with popular tools like Slack for notifications, Google Workspace for document management, and various expense management platforms. However, the key advantage is needing fewer integrations overall - Every replaces the complex web of connections required when using separate providers for each back office function.

What kind of support does Every provide for tax and compliance?

Every provides comprehensive tax and compliance support including federal and state payroll tax filings, 1099 generation, Delaware franchise tax, R&D tax credit calculation, and year-end tax preparation. The platform maintains compliance with changing regulations automatically and provides dedicated support for complex situations like 83(b) elections or international contractor classification. Every's team includes tax professionals who understand startup-specific needs like QSBS qualification and venture debt implications.

Is Every suitable for international founders starting U.S. companies?

Every specializes in helping international founders establish and operate U.S. companies. The platform handles U.S. incorporation from anywhere, provides virtual business addresses, opens U.S. bank accounts without requiring physical presence, and manages ongoing compliance requirements. Every's team understands the unique challenges international founders face and provides specialized support for visa considerations, tax treaties, and cross-border operations.

Founder Exclusive DeaL

Up to 3,500 bonus and 3% cash-back on all card spend [3], 6 months off payroll, and 50% off bookkeeping for 6 months, free R&D credit.

Get started

Frequently Asked Questions

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  • How do I sign up for Every?

    You can get started right away—just click “Get Started” and follow a short onboarding flow. Prefer a little help? One of our specialists can walk you through incorporation, banking, payroll, accounting, or whatever you need.

  • What features does Every offer?

    Every gives startups a complete back office in one platform. From incorporation and banking to payroll, bookkeeping, and tax filings, we take care of the operational heavy lifting—so you can spend more time building, less time managing.

  • How is Every different from other tools?

    Most competitors give you software. Every gives you a full-stack finance and HR team—plus smart financial tools that actually benefit founders. Earn up to 4.3% interest on idle cash and get cash back on every purchase made with your Every debit cards, routed straight back to you.

  •  Is my data secure with Every?

    We use end-to-end encryption, SOC 2-compliant infrastructure, and rigorous access controls to ensure your data is safe. Security isn’t a feature—it’s foundational.


  • Can I switch to Every if my company is already set up?

    Yes—you can switch to Every at any time, even if your company is already incorporated and running. Whether you're using separate tools for banking, payroll, bookkeeping, or taxes, we’ll help you bring everything into one place. Our onboarding specialists will guide you through the process, make sure your data is transferred cleanly, and get you set up quickly—without disrupting your operations. Most founders are fully transitioned within a week.

  • What stage of startup is Every best for?

    Every is designed for startups from day zero through Series A and beyond. Whether you're just incorporating or already running payroll and managing expenses, we meet you where you are. Early-stage founders use Every to get up and running fast—with banking, payroll, bookkeeping, and taxes all handled from day one. Growing teams love how Every scales with them, replacing patchwork tools and manual work with a clean, unified system.

    We’re especially valuable for teams who want to move fast without hiring a full finance or HR team—giving founders more time to build, and fewer distractions from admin and compliance

  • How long does onboarding take?

    Onboarding with Every is fast and efficient. For most startups, the process typically takes between 3 to 7 days, depending on your specific needs and how much setup you already have in place.

    If you're a new company, you'll be up and running quickly—getting your banking, payroll, and bookkeeping set up without hassle. If you’re transitioning from another system, our specialists will help you migrate your data, ensuring a smooth switch with no gaps or errors in your operations.

    We guide you every step of the way, from incorporation to setting up automated payroll to handling your taxes—so you can focus on growing your business. Our goal is to make sure you're fully operational and confident in your back office in under a week.

Practical Questions to Ask to Ensure Your Bank is Well Managed

  • How much liquidity does the bank have on hand to cover unexpected withdrawals or shortfalls?

  • What percentage of the bank's deposits are invested in longer-term securities and loans, and what percentage is kept as cash reserves?

  • How does the bank diversify its investment portfolio to minimize potential losses and reduce risks?

Lisa Shmulyan
Lisa Shmulyan
Contributing Writer and Editor
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