Subscribe to our newsletter for the latest customer stories, product updates, and insights!
We look forward to keeping you informed about all our upcoming events. Keep an eye on your inbox!
Oops! Something went wrong while submitting the form.

Rachel League is Building CFO 4 All to Democratize Financial Intelligence for Small Businesses

Founder 101
Lisa Shmulyan
November 21st, 2025
Share article

When founders launch a business, they dream of building an innovative product, hiring an inspiring team, and supporting a community of customers. Most don’t dream of late nights managing the books. But in reality, founders spend countless hours navigating financial woes like decentralized data, liquidity challenges, and the constant pressure to interpret financial data.

Through her work in venture capital, Rachel League saw countless founders weighed down by financial confusion — not from lack of ability, but lack of accessible guidance. That insight sparked CFO 4 ALL, an AI-guided financial management software that transforms messy, siloed data into clear, confident next steps founders can understand and act on.

Introducing CFO 4 ALL: Democratizing Financial Intelligence for Small Business

Founders have to navigate a complex array of financial challenges. Data is usually siloed in various systems, making it difficult to understand the cash position in real time. And with so much dispersed information, it’s incredibly challenging to run consistent reporting and make strategic decisions in real time without external support. 

Many founders hire fractional CFO consultants to solve their financial problems. But often the consultants focus efforts on bookkeeping rather than strategic CFO-level insights.

CFO 4 ALL is an AI-guided financial management platform that analyzes a company’s financial data and translates it into clear, actionable insights. Serving as a proactive co-pilot, the platform connects with key financial and operational systems such as accounting software, e-commerce platforms, payroll tools, and retail data sources to give founders a unified, real-time view of their business.

"We’re translating the quantitative insights into qualitative action items,” explains Rachel. “Presenting this information in natural language format helps founders understand their numbers and know how to drive growth in their business. It also takes their stress level down because they feel much more confident in their decision-making."  

Beyond the financial insights themselves, Rachel emphasizes that the platform is designed to reduce the anxiety so many founders feel around their numbers. By replacing confusion with clarity and translating data into simple, confident next steps, CFO 4 ALL aims to make finance more approachable — even empowering — for entrepreneurs.

Rachel’s journey to CFO 4 ALL

After graduating from Georgetown University with a degree in Finance and Accounting, Rachel began her career in private equity before moving earlier in the investment cycle to venture capital. While working closely with her portfolio companies, Rachel saw firsthand that many founders struggled to use their numbers to inform business strategy. Early-stage teams were stretched thin, and with most attention going toward product and customers, finance rarely received the focus it needed.

“With my finance background, I could step in and cut up data in a number of different ways,” said Rachel. “I found it was really helpful for these founders to understand, for example, what marketing ROI looks like by channel, and then how that drives strategy going forward."

Rachel soon recognized that it wasn’t just her portfolio companies struggling with financial analysis — it was nearly all small businesses. So she set out to build a software solution that could provide the same insights to founders at scale. 

While getting her MBA at The Wharton School, she stress-tested the idea, built a prototype solution and onboarded the first pilot user. Based on initial feedback, the team is now developing their MVP, with a launch list available for sign-up on the CFO 4 ALL website. 

As she looks to the future, Rachel aims for CFO 4 ALL to help innovative entrepreneurs build the businesses of their dreams. “I see so many great innovators whose business ideas falter because they can't figure out the finance piece. My vision is for CFO 4 ALL to give every founder the clarity and confidence they need to grow their business. When the financial piece becomes approachable instead of intimidating, more innovators can succeed and more great ideas can reach the market.”

Rachel’s Advice For Fellow Founders

Although Rachel is a solo founder, she emphasizes that community has been an essential part of her journey. Through joining eight accelerator programs such as MassChallenge and  Pennovation, Rachel has been able to develop a network of fellow founders and mentors who have helped her navigate the ups and downs of building a company. 

She encourages founders to seek out startup-related resources like accelerator programs to create community and grow together. Not only do they help you build a network, Rachel explains, but also, “the application process often pushes you to think about your business in ways that you might not have before."

To learn more about Rachel’s story, you can follow her on LinkedIn and check out cfo4all.net

Founder Exclusive DeaL

Up to 3,500 bonus and 3% cash-back on all card spend [3], 6 months off payroll, and 50% off bookkeeping for 6 months, free R&D credit.

Get started

Frequently Asked Questions

Startup grants are crucial in helping new businesses in West Virginia grow and succeed. They provide financial support without the need for repayment, offering startups a unique opportunity to access resources that can drive innovation and development.

  • How do I sign up for Every?

    You can get started right away—just click “Get Started” and follow a short onboarding flow. Prefer a little help? One of our specialists can walk you through incorporation, banking, payroll, accounting, or whatever you need.

  • What features does Every offer?

    Every gives startups a complete back office in one platform. From incorporation and banking to payroll, bookkeeping, and tax filings, we take care of the operational heavy lifting—so you can spend more time building, less time managing.

  • How is Every different from other tools?

    Most competitors give you software. Every gives you a full-stack finance and HR team—plus smart financial tools that actually benefit founders. Earn up to 4.3% interest on idle cash and get cash back on every purchase made with your Every debit cards, routed straight back to you.

    Every is not a bank. Banking services provided by Thread Bank, Member FDIC. Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when Thread Bank places them at program banks in its deposit sweep program. Pass-through insurance coverage is subject to conditions. The Every Visa Business Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted.

  •  Is my data secure with Every?

    We use end-to-end encryption, SOC 2-compliant infrastructure, and rigorous access controls to ensure your data is safe. Security isn’t a feature—it’s foundational.


  • Can I switch to Every if my company is already set up?

    Yes—you can switch to Every at any time, even if your company is already incorporated and running. Whether you're using separate tools for banking, payroll, bookkeeping, or taxes, we’ll help you bring everything into one place. Our onboarding specialists will guide you through the process, make sure your data is transferred cleanly, and get you set up quickly—without disrupting your operations. Most founders are fully transitioned within a week.

  • What stage of startup is Every best for?

    Every is designed for startups from day zero through Series A and beyond. Whether you're just incorporating or already running payroll and managing expenses, we meet you where you are. Early-stage founders use Every to get up and running fast—with banking, payroll, bookkeeping, and taxes all handled from day one. Growing teams love how Every scales with them, replacing patchwork tools and manual work with a clean, unified system.

    We’re especially valuable for teams who want to move fast without hiring a full finance or HR team—giving founders more time to build, and fewer distractions from admin and compliance

  • How long does onboarding take?

    Onboarding with Every is fast and efficient. For most startups, the process typically takes between 3 to 7 days, depending on your specific needs and how much setup you already have in place.

    If you're a new company, you'll be up and running quickly—getting your banking, payroll, and bookkeeping set up without hassle. If you’re transitioning from another system, our specialists will help you migrate your data, ensuring a smooth switch with no gaps or errors in your operations.

    We guide you every step of the way, from incorporation to setting up automated payroll to handling your taxes—so you can focus on growing your business. Our goal is to make sure you're fully operational and confident in your back office in under a week.

Practical Questions to Ask to Ensure Your Bank is Well Managed

  • How much liquidity does the bank have on hand to cover unexpected withdrawals or shortfalls?

  • What percentage of the bank's deposits are invested in longer-term securities and loans, and what percentage is kept as cash reserves?

  • How does the bank diversify its investment portfolio to minimize potential losses and reduce risks?

Lisa Shmulyan
Lisa Shmulyan
Contributing Writer and Editor
Share article
Subscribe to get founder advice delivered directly to your email.
Subscribe
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.