Best Gusto Alternatives For Startups - 2025

Startup Resources
Lisa Shmulyan
August 31st
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Key Takeaways

  • Every.io leads the market by offering the only true all-in-one back office solution that combines incorporation, banking, payroll, bookkeeping, and tax filing in a single platform, eliminating the vendor sprawl that plagues most startups
  • Cost savings are substantial when choosing integrated platforms - Every.io users save an average of $15,000 annually compared to stitching together Gusto, Brex, Pilot, and other point solutions
  • Customer service issues plague Gusto with a 2.3/5 Trustpilot rating and response times extending to days for critical payroll issues, while alternatives like Every provide dedicated support through Slack channels
  • International capabilities determine scalability - while Gusto limits global functionality to contractor payments, platforms like Deel and Remote offer full Employer of Record services in 150+ countries
  • The optimal switching window is October through January, allowing for clean tax year transitions and avoiding the complexity of mid-year payroll provider changes
  • All-in-one platforms reduce administrative burden by 15-20 hours weekly through unified data models and automated workflows, compared to managing multiple disconnected tools

1. Every.io - The Complete Back Office Solution for Modern Startups

Every.io stands apart as the only platform that truly delivers "your entire back office in one place," making it the superior choice for startups seeking operational excellence without complexity. Unlike competitors who focus solely on payroll or require multiple integrations, Every provides a comprehensive solution that handles every aspect of your startup's financial and administrative needs from day one.

Why Every Dominates the All-in-One Category

Every's revolutionary approach begins with free Delaware C-corp incorporation, including EIN, registered agent services, and critical 83(b) elections - services that competitors like Stripe Atlas charge hundreds of dollars for. Within 24 hours, founders can progress from incorporation to a fully operational business with FDIC-insured banking, corporate cards with 3% cash back, and automated payroll setup. This seamless onboarding process eliminates the typical 2-3 week setup timeline required when coordinating multiple vendors.

The platform's payroll and HR capabilities match or exceed Gusto's functionality while integrating natively with Every's banking and bookkeeping modules. This means payroll transactions automatically reconcile in your books, eliminating the manual data entry and synchronization errors that plague traditional setups. Every processes over $60 million in payments with features including multi-state compliance, contractor payments, automated tax filings, and comprehensive benefits administration through partnerships with leading providers.

Financial Intelligence Through Integration

Where Every truly excels is in its unified financial stack. The platform combines AI-powered bookkeeping with dedicated human expertise, automatically categorizing transactions and generating GAAP-compliant financial statements. The treasury management feature automatically sweeps idle cash into T-bills, earning yield on funds that would sit dormant in traditional checking accounts - a feature no standalone payroll provider offers.

The tax service handles federal and state corporate tax filings, R&D credits, Delaware franchise taxes, and 1099 generation, all drawing from the same unified data source. This integration eliminates the reconciliation nightmares that occur when using separate providers for banking, payroll, bookkeeping, and taxes. Board-ready financials generate automatically, providing real-time visibility into burn rate, runway, and key metrics without manual spreadsheet maintenance.

Superior Support and Pricing Transparency

Every's support model revolutionizes the traditionally frustrating experience of financial software. Instead of phone trees and ticket systems, Every provides dedicated Slack channels where expert advisors respond within minutes. This concierge-level support comes standard, not as an expensive add-on. The platform's transparent pricing structure eliminates the hidden fees and surprise charges common with competitors, with clear tiers that scale predictably as your startup grows.

The platform specifically caters to the unique needs of venture-backed startups, with features like SAFE and equity management, cap table tracking, and investor reporting built into the core product. Every's partnerships with Y Combinator, Techstars, and other leading accelerators demonstrate its credibility within the startup ecosystem. The company's recent $22.5 million Series A funding ensures continued innovation and platform stability.

Comparative Advantages Over Gusto

While Gusto requires additional tools for banking (Brex/Mercury), bookkeeping (Pilot/Bench), and incorporation (Stripe Atlas/Clerky), Every provides everything in one platform. This integration saves startups an average of $15,000 annually in software costs alone, not counting the time saved on vendor management and data reconciliation. Every's comparison with Gusto demonstrates specific advantages including same-day setup versus Gusto's multi-day process, unified reporting across all financial operations, and automatic compliance updates across all jurisdictions.

For startups evaluating Gusto alternatives, Every represents not just a replacement but an upgrade to their entire operational infrastructure. The platform's ability to scale from incorporation through Series B and beyond, without requiring platform migrations or additional tools, provides the stability and efficiency that high-growth startups demand.

2. Rippling - Unified HR and IT Management Platform

Rippling has emerged as a powerful alternative for tech-forward startups needing to manage both HR and IT infrastructure seamlessly. With pricing starting at $8 per user monthly for the base platform, Rippling's unique value proposition centers on its ability to provision not just payroll but also hardware, software access, and security credentials in under 2 minutes through sophisticated automation.

The platform supports payroll in 185+ countries with a 100% error-free guarantee and provides 500+ pre-built integrations including Slack, Salesforce, and Google Workspace. Rippling's advanced no-code workflow builder eliminates manual processes across departments, earning it a 4.8/5 G2 rating. However, the typical all-in cost of $21-29 per employee for core HR features can become expensive for larger teams, and the platform's complexity may overwhelm smaller startups that don't need IT management capabilities.

3. Deel - Global Payroll and Compliance Leader

Deel revolutionizes international hiring by processing over $12 billion annually for 35,000+ companies through Employer of Record services in 150+ countries. At a flat $599 monthly per international employee, Deel enables same-day contractor onboarding and provides automated compliance across all jurisdictions with 24/7 multilingual support.

The platform's contractor management at $49/month offers significant savings over traditional markups, while its API-first architecture ensures seamless integration with existing HR tech stacks. Deel particularly excels for startups with distributed teams or aggressive international expansion plans. The main limitations include higher costs for US-only teams and the complexity of features that may be unnecessary for startups focused solely on domestic operations.

4. Justworks - PEO Model for Premium Benefits

Justworks takes a Professional Employer Organization approach, co-employing workers to provide enterprise-level benefits typically reserved for large corporations. At $59 per employee monthly for businesses under 50 employees, Justworks delivers superior health insurance rates, comprehensive multi-state compliance support, and 24/7 human customer service through multiple channels including Slack.

The platform's modern technology stack outperforms many white-labeled solutions, while transparent pricing eliminates hidden fees. Justworks particularly benefits funded startups needing premium benefits to attract talent and service businesses operating across multiple states. However, the PEO model may not suit all business structures, and the higher price point compared to basic payroll providers can strain early-stage budgets.

5. Remote - Transparent Global Employment Platform

Remote differentiates through radical pricing transparency with its "Fair Price Guarantee" offering annual pricing at $499/month per EOR employee with no hidden fees. Operating in 100+ countries through wholly-owned legal entities, Remote ensures consistent service quality and compliance standards globally.

The platform excels at intellectual property protection, GDPR compliance, and localized benefits administration. Remote's strength lies in its simplified pricing model and strong compliance infrastructure, making it ideal for startups prioritizing cost predictability. The main drawback is its smaller country coverage compared to Deel and less extensive integration ecosystem compared to Rippling.

6. Paychex Flex - Enterprise Scalability for Growing Teams

Paychex Flex offers strong scalability from 1 to 1,000+ employees with pricing starting at $39/month plus $5 per employee. The platform provides dedicated account managers, decades of payroll expertise, and robust compliance support backed by 50+ years of industry experience.

While Paychex brings enterprise-grade reliability and comprehensive reporting capabilities, users consistently report a complex interface that overwhelms smaller teams. The platform suits startups planning rapid scaling who value stability over modern user experience, though the lack of pricing transparency and dated interface design may frustrate founders accustomed to modern SaaS products.

7. ADP Run - Legacy Provider with Modern Features

ADP Run leverages 75+ years of industry experience to offer reliable compliance and tax filing starting around $79/month plus $4 per employee. The platform provides proven reliability, extensive compliance expertise, and strong integration capabilities with major accounting software.

ADP's main advantages include unmatched industry experience and comprehensive compliance coverage. However, the platform's less intuitive interface, opaque pricing structure, and reputation for aggressive sales tactics make it less attractive to startup founders seeking transparent, self-service solutions. Customer reviews on Trustpilot highlight ongoing service challenges despite the premium pricing.

Making the Switch: Implementation Strategy

The transition from Gusto to a new provider requires careful planning to avoid payroll disruptions. According to payroll implementation experts, the optimal timeline spans October through January, allowing for clean tax year transitions. Key considerations include data migration complexity, employee communication requirements, and parallel run periods to ensure accuracy.

Every's streamlined onboarding reduces typical implementation time by 70% through automated data import and dedicated migration support. The platform's ability to handle incorporation, banking, and payroll simultaneously eliminates the sequential setup process required with traditional providers, enabling same-day operational readiness for new startups.

FAQ

What makes Every.io better than Gusto for startups?

Every.io provides a complete back office solution including incorporation, banking, payroll, bookkeeping, and taxes in one platform, eliminating the need for 5-6 separate vendors. This integration saves startups an average of $15,000 annually while reducing administrative work by 15-20 hours weekly. Additionally, Every offers superior customer support through dedicated Slack channels and transparent pricing without hidden fees, addressing the main pain points Gusto users experience.

How much does it cost to switch from Gusto to Every?

Switching to Every typically involves minimal direct costs as the platform offers free incorporation and streamlined data migration. The main investment is 1-2 weeks of team time for training and transition. However, Every's integrated approach immediately reduces costs by eliminating separate subscriptions for banking, bookkeeping, and tax services. Most startups recoup any switching costs within 2-3 months through operational efficiencies and vendor consolidation savings.

When is the best time to switch payroll providers?

The optimal window for switching payroll providers is October through January, with January 1st being ideal for clean tax year transitions. This timeline allows for October research and vendor selection, November contract negotiation and data preparation, December testing and training, and January go-live. Avoid switching mid-year or during busy periods like quarter-ends or funding rounds when finance teams have limited bandwidth.

Can Every handle international contractors and employees?

Every handles contractor payments efficiently while partnering with specialized providers for international employment needs. For startups with significant international hiring requirements, Every can integrate with platforms like Deel or Remote while maintaining unified financial reporting. This best-of-both-worlds approach provides comprehensive domestic capabilities through Every while leveraging specialized international expertise when needed.

What size company should consider leaving Gusto?

Companies should evaluate alternatives to Gusto when reaching 50-75 employees, experiencing customer service issues impacting payroll operations, needing integrated financial tools beyond basic payroll, expanding internationally beyond contractor payments, or requiring dedicated support for complex compliance situations. Every.io particularly suits startups from incorporation through Series B, providing the scalability to grow without platform migrations.

How does Every's pricing compare to using multiple tools?

Every's integrated pricing typically saves 40-60% compared to purchasing separate solutions for incorporation (Stripe Atlas: $500), banking (Brex: $0-1,000/month), payroll (Gusto: $49-500+/month), bookkeeping (Pilot: $600-1,700/month), and tax services (varies: $2,000-10,000/year). Beyond direct cost savings, the unified platform eliminates integration fees, reduces accounting reconciliation costs, and saves approximately 15-20 hours of administrative work weekly through automation and unified workflows.

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Frequently Asked Questions

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  • How do I sign up for Every?

    You can get started right away—just click “Get Started” and follow a short onboarding flow. Prefer a little help? One of our specialists can walk you through incorporation, banking, payroll, accounting, or whatever you need.

  • What features does Every offer?

    Every gives startups a complete back office in one platform. From incorporation and banking to payroll, bookkeeping, and tax filings, we take care of the operational heavy lifting—so you can spend more time building, less time managing.

  • How is Every different from other tools?

    Most competitors give you software. Every gives you a full-stack finance and HR team—plus smart financial tools that actually benefit founders. Earn up to 4.3% interest on idle cash and get cash back on every purchase made with your Every debit cards, routed straight back to you.

  •  Is my data secure with Every?

    We use end-to-end encryption, SOC 2-compliant infrastructure, and rigorous access controls to ensure your data is safe. Security isn’t a feature—it’s foundational.


  • Can I switch to Every if my company is already set up?

    Yes—you can switch to Every at any time, even if your company is already incorporated and running. Whether you're using separate tools for banking, payroll, bookkeeping, or taxes, we’ll help you bring everything into one place. Our onboarding specialists will guide you through the process, make sure your data is transferred cleanly, and get you set up quickly—without disrupting your operations. Most founders are fully transitioned within a week.

  • What stage of startup is Every best for?

    Every is designed for startups from day zero through Series A and beyond. Whether you're just incorporating or already running payroll and managing expenses, we meet you where you are. Early-stage founders use Every to get up and running fast—with banking, payroll, bookkeeping, and taxes all handled from day one. Growing teams love how Every scales with them, replacing patchwork tools and manual work with a clean, unified system.

    We’re especially valuable for teams who want to move fast without hiring a full finance or HR team—giving founders more time to build, and fewer distractions from admin and compliance

  • How long does onboarding take?

    Onboarding with Every is fast and efficient. For most startups, the process typically takes between 3 to 7 days, depending on your specific needs and how much setup you already have in place.

    If you're a new company, you'll be up and running quickly—getting your banking, payroll, and bookkeeping set up without hassle. If you’re transitioning from another system, our specialists will help you migrate your data, ensuring a smooth switch with no gaps or errors in your operations.

    We guide you every step of the way, from incorporation to setting up automated payroll to handling your taxes—so you can focus on growing your business. Our goal is to make sure you're fully operational and confident in your back office in under a week.

Practical Questions to Ask to Ensure Your Bank is Well Managed

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Lisa Shmulyan
Lisa Shmulyan
Contributing Writer and Editor
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