How Every helped MLPal.ai avoid a $100K compliance gap
Building enterprise-grade AI is hard. For a first-time founder, building the company around it can be even harder — especially when the back office comes with a maze of federal and state regulations and no clear checklist to follow.
That was the reality facing Sai Vivek Peddi, founder of MLPal.ai, a company building custom enterprise agentic AI systems. “Because I'm a foreigner, I first had to figure out how to transition my visa situation,” Vivek explained. “Foremost in my mind was the related question — how do I set up my startup's back office and ensure my books are in good order? The last thing I needed was a surprise bill from the US government for taxes or penalties that I had overlooked.”
To avoid those unseen pitfalls, Vivek partnered with Every — the AI-native, all-in-one back office — on day one.
Why Vivek Chose Every for MLPal.ai
Every is an all-in-one back office built to equip founders with everything they need to run their company — incorporation, banking and cards, treasury, payroll, bookkeeping, and taxes — all in one platform. For Vivek, two things stood out.
1. Compliance handled from day one
When it comes to complying with a myriad of federal and state government regulations, there's no easy checklist for founders.
"Compliance is an important thing I cared about, and now it's sorted with Every." SAI VIVEK PEDDI — FOUNDER, MLPAL.AI
“For example, I didn't know that a startup my size was supposed to offer Workers' Compensation Insurance by law,” said Vivek. “You can be fined anywhere from $20,000–$100,000 by the government if you're not compliant. For a startup budget, that's huge. But during my onboarding, Every provided a useful checklist of everything I needed to do to be compliant. It was a savior.”
In addition to helping MLPal.ai find the right Workers' Compensation coverage, Every's in-house HR expert also walked Vivek through the different healthcare benefit options to find the right fit for his team size. And Every's payroll automatically deducts the necessary taxes and pays both personal income and corporate taxes — one less thing to worry about.
2. A partner invested in long-term founder success
When Vivek evaluated different back-office solutions, Every stood out on his very first call. “What I liked best is that Every didn't charge me a single penny up front. Every invests in the long-term. That was a differentiator for me — they believed in my future success,” he said.
MLPal.ai started with Every's complimentary incorporation assistance and bank account. As the startup scaled, Every scaled with it, adding HR Payroll, Bookkeeping, and Taxes. Most of all, Vivek likes having everything in one place — banking, payroll, taxes, and bookkeeping. “Plus everyone at Every is very proactive. If I send an email, an Every expert responds within a day. I don't want an automated voice assistant when I'm in trouble,” he added.
What's next for MLPal.ai?
With the back office off his plate, Vivek can focus on what inspires him. “Every took a lot of effort off my plate, and I got to focus on what inspires me. I'm a builder at heart, and nothing inspires me more than seeing how my customers are wowed by how my product works out of the box,” he said.
MLPal.ai is ahead of the curve with its horizontal approach to enterprise agentic AI. Instead of enterprises struggling to slot a multitude of vertical AI agents into legacy systems, MLPal.ai builds custom agentic systems in hours, not months — no integration headaches and no data silos. Customers are taking notice, with three enterprises already running pilots.
To learn more about how you can simplify your back office and scale securely with Every, you can get started here.
Up to 3,500 bonus and 3% cash-back on all card spend [3], 6 months off payroll, and 50% off bookkeeping for 6 months, free R&D credit.
Frequently Asked Questions
- How do I sign up for Every?
You can get started right away—just click “Get Started” and follow a short onboarding flow. Prefer a little help? One of our specialists can walk you through incorporation, banking, payroll, accounting, or whatever you need.
- What features does Every offer?
Every gives startups a complete back office in one platform. From incorporation and banking to payroll, bookkeeping, and tax filings, we take care of the operational heavy lifting—so you can spend more time building, less time managing.
- How is Every different from other tools?
Most competitors give you software. Every gives you a full-stack finance and HR team—plus smart financial tools that actually benefit founders. Earn up to 4.3% interest on idle cash and get cash back on every purchase made with your Every debit cards, routed straight back to you.
Every is not a bank. Banking services provided by Thread Bank, Member FDIC. Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when Thread Bank places them at program banks in its deposit sweep program. Pass-through insurance coverage is subject to conditions. The Every Visa Business Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted.
- Is my data secure with Every?
We use end-to-end encryption, SOC 2-compliant infrastructure, and rigorous access controls to ensure your data is safe. Security isn’t a feature—it’s foundational.
Can I switch to Every if my company is already set up?Yes—you can switch to Every at any time, even if your company is already incorporated and running. Whether you're using separate tools for banking, payroll, bookkeeping, or taxes, we’ll help you bring everything into one place. Our onboarding specialists will guide you through the process, make sure your data is transferred cleanly, and get you set up quickly—without disrupting your operations. Most founders are fully transitioned within a week.
- What stage of startup is Every best for?
Every is designed for startups from day zero through Series A and beyond. Whether you're just incorporating or already running payroll and managing expenses, we meet you where you are. Early-stage founders use Every to get up and running fast—with banking, payroll, bookkeeping, and taxes all handled from day one. Growing teams love how Every scales with them, replacing patchwork tools and manual work with a clean, unified system.
We’re especially valuable for teams who want to move fast without hiring a full finance or HR team—giving founders more time to build, and fewer distractions from admin and compliance
- How long does onboarding take?
Onboarding with Every is fast and efficient. For most startups, the process typically takes between 3 to 7 days, depending on your specific needs and how much setup you already have in place.
If you're a new company, you'll be up and running quickly—getting your banking, payroll, and bookkeeping set up without hassle. If you’re transitioning from another system, our specialists will help you migrate your data, ensuring a smooth switch with no gaps or errors in your operations.
We guide you every step of the way, from incorporation to setting up automated payroll to handling your taxes—so you can focus on growing your business. Our goal is to make sure you're fully operational and confident in your back office in under a week.
Practical Questions to Ask to Ensure Your Bank is Well Managed
How much liquidity does the bank have on hand to cover unexpected withdrawals or shortfalls?
What percentage of the bank's deposits are invested in longer-term securities and loans, and what percentage is kept as cash reserves?
How does the bank diversify its investment portfolio to minimize potential losses and reduce risks?
